{"id":5611,"date":"2018-06-20T23:08:52","date_gmt":"2018-06-20T21:08:52","guid":{"rendered":"https:\/\/casadicurareginapacis.com\/insurances\/"},"modified":"2024-01-12T12:00:53","modified_gmt":"2024-01-12T10:00:53","slug":"insurances","status":"publish","type":"page","link":"https:\/\/casadicurareginapacis.com\/en\/insurances\/","title":{"rendered":"Insurances"},"content":{"rendered":"
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\"shadow\"<\/div><\/div><\/div>

The “Regina Pacis” Clinic has implemented many Agreements with Insurance Institutes that allow anyone to
\naccess medical services of outpatient and recovery (ordinary and\/or day hospital).
\nThe agreements usually allows the Patients to request outpatient services either through Direct Convention
\n(in this case the insurance company provides for the payment directly), or Indirect Convention (in this case
\nthe insured provides for the payment by himself and can ask for reimbursement of sums to the insurance
\ncompany).
\nThe “Regina Pacis” Clinic has initiated agreements Conventions with the following Insurance Institutes:
\nAssirete
\n\u2022 Casagit
\n\u2022 Cesare Pozzo
\n\u2022 Fasi
\n\u2022 Fondo Salute
\n\u2022 Galeno
\n\u2022 Harmonia & Salute
\n\u2022 Mapfre Warranty
\n\u2022 Med 24
\n\u2022 Previmedical
\n\u2022 Rbm
\n\u2022 Unisalute
\n\u2022 Aon Hewitt
\nThe insurance agreements are continuously updated.<\/p>\n

HEALTH INSURANCE: WHAT IT IS?<\/strong>
\nA Health Insurance is insurance that covers the whole or a part of the risk of a person incurring medical
\nexpenses. It offsets the health assistance provided by the Italian Health System.
\nIn Italy there are some health services payed by the National Health System, there are others that must be
\npaid by the Patient. This is an area, moreover, that has seen problems such us long waiting times and a lot
\nof other costs like medicines. In exchange for the payment of a fee (i.e. insurance premium) the Health
\nInsurance policies guarantee the coverage of the costs of healthcare, medicines, treatments, etc.
\nIn some Countries where health care is not provided, such us the United States, Health Insurance is obviously
\nwidespread as it is the only way to treat themselves without paying for a particular benefit.
\nThe health policy can be:
\n\u2022 Daily allowance \uf0e0 it allows to supplement the income during the recovery due to the inability to work.
\nThis policy guarantees a sum of money for each day of recovery.
\n\u2022 Full coverage \uf0e0 it includes, which provides universal coverage, including the full funding of public doctors
\nand prescription drugs (reimbursement for all costs)
\n\u2022 For surgical interventions \uf0e0 it guarantees reimbursement in case of surgery and hospitalizations.
\nWhat does Health Insurance cover?
\n\uf0b7 It covers various health-related expenses, in particular:
\n\uf0b7 The costs of hospitalization, recovery, treatments and rehabilitation;
\n\uf0b7 Purchases of drugs during hospitalization;
\n\uf0b7 Diagnostic checks related to a disease or accident;
\n\uf0b7 Surgical medical services;
\n\uf0b7 Medical checks and laboratory tests;
\n\uf0b7 Dental care but only as a result of serious illness and injury;
\n\uf0b7 Cosmetic or plastic surgery due to serious illnesses or accidents
\n\uf0b7 Legal protection;
\n\uf0b7 Physiotherapy;
\n\uf0b7 Medical aids and prostheses;
\n\uf0b7 Nursing services.
\nAlso:
\n\uf0b7 Transplants, transport costs;
\n\uf0b7 Day hospital;
\n\uf0b7 Neonatal care;
\n\uf0b7 Vaccinations;
\n\uf0b7 Periodic check ups.
\nAsk your insurer for others!
\nHow to find the right Health Policy?
\nPay attention to the clauses: some companies still have age limits within which to stipulate the policy. It
\nwould be better to take out an insurance policy that provide the whole life formula, until the death of the
\ninsured.
\nThere are also companies that include arbitration clauses such us termination on grounds of increase of the
\nrisk insured. In this case the insured must immediately inform the insurance company of any factors that may
\nchange their health risk and the company can withdraw within one month. This clause is obviously to be
\navoided.
\nWho can not take out a health policy?
\nDrug addicts, HIV patients, alcoholics, insulin-dependent
\nWhy choose an integrative health insurance?<\/p>\n

1. Health insurance gives you a sense of security in case the unexpected happens. With Private Health
\nInsurance there\u2019s no worrying about how much the bill is: you\u2019re covered;
\n2. there\u2019s no worrying about a Public waiting list: you can receive your treatment quicker.
\n3. Private Health Insurance gives you the option of a private room and having the comfort of knowing
\nyou can rest when you need to as well as your visitors can see you in privacy.
\n4. Private Health Insurance \u2018General Treatment\u2019 policies cover you for services that are rarely covered
\nby Medicare like dental, optical, physio, chiro, podiatry, pharmaceuticals and many other services;
\nyou don\u2019t have to be sick to use it!<\/p>\n

Important problems of macroeconomics affect the future of health care in Italy. Health spending is the
\nlargest expense of the state budget, this means that there will be an increase in costs and a reduction in the
\nservices offered to citizens. For these reasons, taking out insurance to receive supplemental health care can
\nbe more important of what you think.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

The “Regina Pacis” Clinic has implemented many Agreements with Insurance Institutes that allow anyone to access medical services of outpatient and recovery (ordinary and\/or day hospital). The agreements usually allows the Patients to request outpatient services either through Direct Convention (in this case the insurance company provides for the payment directly), or Indirect Convention (in […]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":[],"_links":{"self":[{"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/pages\/5611\/"}],"collection":[{"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/pages\/"}],"about":[{"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/types\/page\/"}],"author":[{"embeddable":true,"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/users\/1\/"}],"replies":[{"embeddable":true,"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/comments\/?post=5611"}],"version-history":[{"count":1,"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/pages\/5611\/revisions\/"}],"predecessor-version":[{"id":44386,"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/pages\/5611\/revisions\/44386\/"}],"wp:attachment":[{"href":"https:\/\/casadicurareginapacis.com\/en\/wp-json\/wp\/v2\/media\/?parent=5611"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}